Your Gift May Not Seem Glamourous

Category: Finance, Credit.

Drudgery and debt can sour any holiday gift- giving. Our grandparents paid for gifts with cash or created a gift with their hands.

Holiday cheer can easily become dour commitments tied with bows of debt. My grandmother crocheted the saying, "The gift is small but love is all. " Today, the motto is" Give me more" . She recalls that year and gift more than any of the other 91 Christmas days she celebrated. My wife s grandmother remembers the year her gift was an orange for Christmas. Gift giving becomes difficult when the recipient has expectations. Adults say a polite thank you while thinking about where to return the gift.

Children do this always. "This is not what I wanted. " "How come you got this one? " "I don t like the color. " Parents burden their credit with purchases to keep children happy. An acquaintance looks for some value and purpose in the gift, puts it back in the box, writes a thank you note, and saves it for the yard sale 3 years later. Three emotions seem to be the best guidance for gift- giving. Why do we let Mastercard and Visa loan us money for gifts no one wants? Give without expectation or the burdens of debt. Satisfaction fills your heart when exchanging gifts does not matter. The ancient saying, "It is better to give than to receive" works.

Find ways to give to those who cannot give back. Every community has elderly people waiting for someone to visit. Working at a food kitchen or helping workers tidy up a shelter for the homeless will give you insights and joy unknown before. You will find them at table with their memories, but not much of an appetite. Ask the local clergy or check with your municipal officials, "Do you know of anyone who lives alone and would like a meal or company? " These simple acts of kindness to those who cannot give back will bring you unspeakable joy and satisfaction. Bring them a home- cooked meal, or invite them to your table for dinner. Give without excess.

Silver turns dull. Diamonds get dirty. Gift shoppers spend what they do not have to give what they cannot afford. It takes 30 seconds to rip wrapping paper, about 20 minutes to clean- up the living room of gift- wrappings, 20 minutes to bring it to the curb or the dump, 20 minutes to get it stored in drawers or shelves. A gift of time and the expense of energy will inspire your interests instead of paying interest. Gift- giving takes about 60 minutes.

You might be the only one thinking about your gift excesses when your credit card statement comes due. The size or cost of your gift will not make the moments more memorable. Gift giving is not always simple joy. Attempt gifts that come from your hand and talents. At times, it is hard and demanding. Write a letter, scrub the kitchen, paint a painting floor or clean the dirty prints off every entry door.

Your gift may not seem glamourous. Set someone free from the mundane by doing what they cannot. It will not be expensive, but it will be memorable. Best of all, it will be interest- free.

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