The Best Resource For Finding Small Business Credit Cards Is By Searching Online

Category: Finance, Credit.

When you are searching for small business credit cards, you want to protect yourself from wasting money. The major things you should search in a small business credit card are competitively low interest rates, and of course, generous credit lines, good customer service.

Wasting money can have your business in bankruptcy in no time. You do not want a card with a high interest rate, particularly if you carry a balance on your credit card and do not have the time to sit on hold to talk with customer service if you have a problem with the card. Be sure they are friendly and courteous. Do some investigating prior to applying for the card by calling customer service in advance. Ask them about how they handle late payments. While searching for small business credit cards, do not just look for those great introductory offers that may be a great deal for a few months only to lower the boom on you later. You should try your best to find a small business credit card that is flexible especially if you are just starting out in your business.

You may see that you can get a small business credit card with a 0% interest rate and even 0% balance transfers, this interest rate, however may only be good for the first three months and, you will be, more than likely charged a higher APR for purchases over and above your initial balance transfer. Some of the companies that are now offering small business credit cards have teamed up with other well- established retailers and merchants to give your business other great rewards and discounts on such items as office supplies or shipping costs. So be sure to read all the small print, including all of the terms and conditions prior to making your decision. Here are two wonderful credit card companies that offer some great things for small business credit cards. You can earn points that can be cashed in for rewards, manage your account online and car rental loss and damage insurance. The American Express Business Gold Card has no annual fee for the first 12 months, no set spending limit, savings with leading merchant suppliers such as Hertz and FedEx. In addition, the CitiBusiness Platinum Select Card offers a liberal credit line, low interest rate on purchases, free cards for employees, and free 24/ 7 concierge service.

You should be able to find more than one website that compares all the major small business credit cards by interest rate, rewards, APR, balance transfers and more. The best resource for finding small business credit cards is by searching online. This way you will be able to make an educated decision on which small business credit card is best for your company. The one thing to remember before applying for a small business credit card- - be absolutely sure that you have read all of the card s terms and conditions so that you may avoid any unpleasant financial surprises down the road.